Common Misconceptions about the Personal Umbrella Policy: Part 2

Last week I wrote about several misconceptions that are common to personal umbrella policies. While those four misconceptions still hold true, I thought I would turn this into a two-part series since there are other misconceptions that are quite common. We’ll continue the previous list by adding a few more (along with corresponding explanations as […]

Read Full Post

Common Misconceptions about the Personal Umbrella Policy: Part 1

One thing I’ve learned over the years is there are several common misconceptions regarding personal umbrella insurance policies. In some cases, people who have one think it provides a blanket limit of protection but are often unclear as to how it really works. In other cases, people who don’t have one think they understand what […]

Read Full Post

Buying a New Car? Don’t Forget the Insurance

Buying a new car is such an exciting experience. You’ve done all the research, you’ve finally found the perfect car and you are about to pull the trigger and start the purchasing process. But are you prepared? Did you bring all the information the dealership needs? No need to stress, here is a quick guide […]

Read Full Post

What factors can change the extent of hail damage on neighboring homes?

As the end of summer is approaching, now is a good time to revisit the phenomenon of hail and the possible damage it can do. As the National Severe Storms Laboratory indicates, hail is a form of precipitation consisting of solid ice that forms inside thunderstorm updrafts. Hail can damage aircraft, many structures, automobiles, and […]

Read Full Post

Imagine…your insurance policy doesn’t fully cover a liability loss. Then what?

Imagine your child and his friends are playing with the new, family pup in the backyard. Suddenly, the dog bites your son’s friend in the face causing permanent harm. You are legally liable for the costs, and the limits on your homeowners policy aren’t enough to cover the damages. Or this one…imagine your family is […]

Read Full Post

Keep Children Protected from Cyber Phishing Attacks

Back to school season is upon us. Many school officials, teachers, students, and families don’t know what this school year will look like, as the COVID-19 pandemic is affecting when and how students are returning to school. One thing everyone can agree on is that we want to keep our children as safe and healthy […]

Read Full Post

Identity Theft: One Subject You Don’t Want to Learn at College

As students head off to school this fall, they need to stay vigilant against the scams, schemes, and tricks of identity fraudsters. Student identity theft is on the rise, all around the world. Like most predators, identity thieves like to target the young and the elderly. That’s why college and university students frequently become victims […]

Read Full Post

As Your Life Changes, So Should Your Insurance Policy

One of the most exciting times in life is purchasing a new home, whether it’s your first starter home or your final retirement home. It’s an investment of money, but more importantly, it’s a commitment to family, life, and love. Purchasing the appropriate homeowners policy is the first step to protecting your investment, but continuing […]

Read Full Post

How to Stop Targeted Ads on Facebook

You probably already know that your Facebook news feed is full of advertisements. But have you ever been surprised to find advertisements for items you just searched for using your phone’s Internet browser? Were you a little creeped out that Facebook could do that? Or maybe just curious about how they did it? Either way, […]

Read Full Post

Save Money with Auto Premium Discounts

Many of us are well aware that owning a car can be expensive (especially a new car). According to a AAA study, the average cost of owning and operating a new car was $773.50 a month in 2019. Expenses like fuel, maintenance, and insurance can add up. The average cost of car insurance (including collision, […]

Read Full Post

Next Page »