Protect Your Assets Against Civil Action with an Umbrella Policy

Basic home insurance policies can be effective at protecting your house and outlying buildings against loss caused by fire, theft or or personal liability claim. However, standard home insurance packages may not adequately cover your personal liability if an individual is significantly injured on your property or as a result of your actions. Adding umbrella protection to your coverage plan can be an invaluable step in protecting yourself and your family against civil lawsuits filed by injured parties.

At The Jemez Agency, we offer detailed advice on the many benefits of supplemental coverage to your homeowners policy. We can help you compare umbrella policy quotes from various insurance companies. As an independent insurance agency, we have relationships with multiple providers, allowing us to help you compare the costs and coverage offered by some of the nation’s largest providers.

Why Obtain an Umbrella Policy?

An umbrella policy can mean the difference between being responsible for thousands of dollars in legal fees, medical expenses and civil judgements, or being protected against those costs. The proper coverage plan can protect you from personal liability in many situations in which another party is injured on your property, or even away from it:

  • Other people injured in auto accidents in which you or a family member are at fault
  • Guests injured by your family pet
  • Visitors who slip, trip or fall on your property
  • Guests who are injured in an accident on your land
  • Neighbors child injured while jumping on your trampoline

In these cases, your umbrella policy may better help cover the injured’s expenses, helping you avoid a civil lawsuit or out-of-pocket responsibility for their medical bills, lost wages, or pain and suffering.

Contact The Jemez Agency to Compare Umbrella Policy Quotes Today

From offices in Los Alamos and Santa Fe, we serve clients throughout New Mexico. We have the knowledge and insight needed to help you understand the benefits of supplemental coverage, and can help you compare umbrella policy quotes from multiple insurance providers.

Contact our New Mexico insurance agency to discuss your specific insurance concerns. Please call our state-wide number 888-280-4317 or 505-662-5181 In Los Alamos or 505-424-8049 in Santa Fe.