Expect higher-than-normal home and auto premium increases in 2022

Historic inflation and other contributing trends have been driving up costs related to the repair and replacement of homes and vehicles – and these higher costs are forcing carriers to raise home and auto premiums. Across seemingly every news outlet, it’s hard to escape reports of inflation and rising consumer prices. And, like other goods […]

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What is Workers’ Compensation?

Workers’ compensation is a no-fault system of insurance that protects workers and employers from some of the losses caused by on-the-job accidents and job-related illnesses. The system aims to help workers return to work as quickly as possible. Workers’ compensation provides workers with: Payment for medical care resulting from a work-related injury or illness Payments […]

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Tax Identity Theft Awareness

Tax season is upon us. As consumers wait for tax-related documents to be delivered to their mailboxes, thieves are lying in wait, ready to intercept. According to the Federal Trade Commission, tax identity theft is one of the top types of ID theft reported. Using stolen personal information, which can be found on tax-related forms, […]

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Smart Home Technology – Friend or Foe?

Anyone buy any cool tech gifts for themselves or for loved ones this holiday season? The possibilities are endless when it comes to “smart” devices that are available for you and your home. These devices range from smart plugs and smart appliances to smart doorbells that allow you to see a live video of your […]

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Annual Insurance Review: Don’t Go Unprotected

Happy New Year! I enjoy this time of year and the fresh start that comes with it. It is a time when many people tend to focus on planning their budgets. I recommend you also take this time each year to review your personal insurance needs. Are your home and valuables properly protected? Your home […]

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The Naughty List: Three Holiday Scams to Watch Out for this Season

The most wonderful time of the year is officially upon us, but along with the hustle, bustle and holiday shopping comes a whole new wave of seasonal scams. From pilfering personal information to package theft, there’s no shortage of fraudsters having their names added to the naughty list this time of year. Learn what to […]

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Winter Driving and Auto Claims Tips

Winter storms often bring a rash of auto claims. Winter driving can be dangerous, so it is essential to stay alert and be smart. Let’s talk about winter driving safety tips, and steps to simplify the claims process should you be involved in an accident. Here are five winter driving tips: Prepare your vehicle for […]

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‘Tis the Season to Prevent Holiday Party Liabilities

Now that Thanksgiving is here and fall is coming to an end, the fun winter holiday parties are upon us. If you plan on being a holiday host, make sure your guests have a good time and stay safe, both at the party and on the way home. Keep these tips in mind for your […]

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It Won’t Happen to Me…

It’s been a long, dreary and rainy workday. On a whim, you decide to make an unspectacular day just a little bit brighter by taking the family out to dinner. While driving to your family’s favorite restaurant, a dog runs out in front of your car. As you slam the brakes to avoid hitting the […]

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Now’s the Time! Prep Your Property for the Coming Cold Weather

The thought of doing outdoor work in the cold weather isn’t overly appealing. With the fall season here and some cooler weather in store, it’s time to start thinking about that to-do list to make sure you don’t have any unexpected surprises when winter weather hits. Fix Cracks in Concrete and Asphalt Especially important if […]

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