Car Insurance: What Drivers and Vehicles are Covered?

If someone borrows your car, are they covered under your car insurance policy? What if you want to add a car to your existing coverage? What Drivers Are Covered? Named insured.The named insured is the person or people named in the policy. Liability policies cover named insureds no matter what car they are driving. Spouse. […]

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Are laptops covered under a standard homeowners insurance policies?

Yes. Just like any other type of personal property, homeowners insurance provides coverage for laptops for the same perils it would for your other personal property. However, if a laptop is extremely valuable, you might want to purchase extra coverage to insure it for the full replacement cost. There are also specialized endorsements for electronics […]

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What is umbrella insurance and why might you need it?

Many people want to know the best way to protect their wealth: Is it an asset protection trust? Putting property in the name of a spouse? Creating a limited liability entity? While each of these techniques can be helpful, one simple and relatively inexpensive risk-management technique that many people overlook is umbrella insurance. What is […]

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Is your rental truck covered?

We had a client call us recently about renting a U Haul. I thought I would share an article that describes what you should know before you rent. Summer is peak moving season. U-Haul, the moving truck rental company, estimates that nearly 45% of all moves occur between Memorial Day and Labor Day. The U.S. […]

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School Safety Saves Lives

It’s back to school time and for many children, school is already in session. I’ve come to realized how important it is to use extra caution while driving, now that school is in session. This is the time of the year when we say goodbye to the leisurely summer traffic, and start sharing the road […]

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Does your college student (and other family members) know what to do if they are involved in a car accident?

Going away to college is a big deal, and it comes with a lot more responsibility. One of them is being a responsible driver. What if they are in an accident or accused of hitting someone else’s car? Do they know what to do? Here are a few tips that may be helpful. Stay calm […]

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Vehicle Theft Prevention

Once every 43.8 seconds, a vehicle is stolen in the United States according to the National Highway Traffic Safety Administration (NHTSA). Thefts like these cost millions of dollars for owners and insurers, and cause insurance premiums to skyrocket – making everyone a victim. Every July, the NHTSA hosts National Vehicle Theft Prevention Month. The National […]

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Preventing the Risk of Distracted Driving

Distracted driving is something that some of us forget to think twice about. Consider your daily commute or your weekly trip to the grocery store. These are routes you have taken so often and are comfortable with. You probably change the station on the radio or take a drink of your coffee. In the split […]

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Through the Roof! How Roofing Scams Will Cost You

With hail season upon us, I thought I would share this article. In January 2020, The Federal Trade Commission (FTC) released its 2019 Consumer Sentinel Network Report showing that they received a total of 23,963 reports from home repair, improvement, and product fraud. This is a staggering amount of fraud reported by the FTC, and […]

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Have you Heard of Infotainment Data?

Most people are aware of the information that can be collected from a vehicle’s “black box.” However, the information that can be gained from the Infotainment Center in a vehicle is not as widely known. Infotainment Data, also referred to as IVI, is the term used to describe the collection of hardware and software inside […]

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