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Why choose an independent insurance agent?

Who Are Independent Agents?
Independent insurance agents represent a number of different insurance companies and can quote a
wide range of insurance products. An independent agent has the opportunity to study different carriers in an effort to best match price and coverage for your needs. And if a carrier is competitive one year but not the next, your independent agent can help you find a different company. That is why they are called independent.  They are not bound to one company.
Independent insurance agents own their own businesses and are in Everytown, USA. They are part of your community; they are members of local organizations; they support local charities and they are trusted advisors. They work on your behalf and educate you on the insurance you need to consider.


What is the difference between independent agents and others?  When you are shopping for insurance, it’s important to have choices. You only have one choice when you purchase from agents who represent just one insurance company like State Farm or Allstate.   Agents who represent only one insurance company are sometimes called ‘captive’ agents.  Online direct insurance companies, like Geico, sell direct to you without even using an agent, in most cases.  An independent agent is not beholden to any particular insurance company and is your independent advocate.   An independent agent can provide you with multiple quotes from multiple carriers for you to choose from.
Benefits of Choosing an Independent Insurance Agent
Every day you are faced with numerous ads about insurance. A talking lizard says buy direct from him. Another ad tells you you’re in good hands if you buy directly from them.

There are so many insurance ads that it’s hard to know what’s the best way to buy insurance. That’s why you need an independent insurance agent.  Buying insurance is not like buying most anything else. It’s about properly protecting your car, your home or your business against unforeseen future risks. Maybe one insurance company can’t take care of all your insurance needs. Maybe you don’t even know for sure what kind of insurance you need to protect your family and you.
Reasons to Choose an Independent Insurance Agent
Independent insurance agents are trained to be your trusted advisers who understand risk and
can offer you choices. They are licensed professionals who must pass rigorous tests and take continuing education classes.  Most independent agents are small-business owners or work for local agencies in your community.  Independent agents are focused on you, the customer.  Their business depends on it.  And you can depend on them to be there with you if you need to file a claim.
Because independent agents represent many insurance companies, they are trained in
many products, they know the marketplace, and they know which insurance company is
competitive at any point in time to best match price, product and service for you.  If a carrier decides to cancel your policy, an independent agent can and will help you find another insurance company.
Independent Agents Are Here to Help You.
The Jemez Insurance Agency is here to help you with all your insurance needs. Customer satisfaction is important to our success. We work with you to find you the best coverage at the most
competitive rates. Please feel free to call us with any of questions about your insurance.

Customer Testimonials

Thank you Ana Olivas for your excellent customer service

Ever A

I have worked with Allen McQuiston for over 20 years.

SqueakyClean C

Anytime I call they are super responsive and very quickly get me what I need

Julie R

They do an excellent job of handling all of our insurance needs.

Pamela F

...I had high insurance rates before switching to Jemez Insurance Agency.

Chris M
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